$3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available.Ĥ. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.06% is determined by the FDIC as of 10/18/21. APY may change before or after you open an account. Learn more about Overdraft Protection (PDF).ģ. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 1.00% Annual Percentage Yield (APY) as of October 2021. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. We require immediate payment of each overdraft and overdraft fee. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. $15 fee may apply to each eligible purchase transaction that brings your account negative. Activated, chip-enabled debit card and opt-in required. See Deposit Account Agreement (PDF) for details.Ģ. Active GO2bank account required to receive eGift Cards.
See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.ġ. Activated, chip-enabled debit card required to purchase eGift Cards. Mobile number verification, email address verification and mobile app are required to access all features. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.
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